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Hours of Operation

Advances 
9:00 AM - 3:30 PM CT

Overnight Advances 
9:00 AM - 4:30 PM CT

Wire Transfers
8:00 AM - 4:30 PM CT

Safekeeping Settlement
8:00 AM - 2:00 PM CT

Letters of Credit
8:00 AM - 3:00 PM CT

Inquiries
8:00 AM - 4:30 PM CT

Online Banking System (eAdvantage)
Operating Hours: Monday - Friday 7:00 AM - 8:00 PM CT
Transactions Only: 8:00 AM - 4:00 PM CT

Holidays and Holiday Hours
FHLB Des Moines observes the same yearly holiday schedule as the Federal Reserve Bank. Adjusted hours of operations are detailed in the chart below. 

2024 Holiday Advances Overnight Advances Letters of Credit MPF Wire Services
New Years Day - Jan. 1 CLOSED CLOSED CLOSED CLOSED CLOSED
MLK Day - Jan. 15 CLOSED CLOSED CLOSED CLOSED CLOSED
Presidents Day - Feb. 19 CLOSED CLOSED CLOSED CLOSED CLOSED
Thursday, March 28* 12:30 PM CST 4:30 PM CST 3:00 PM CST 1:00 PM CST 4:30 PM CST
Good Friday - March 29* CLOSED 4:30 PM CST 3:00 PM CST CLOSED 4:30 PM CST
Memorial Day (Early Close) - May 24* 12:30 PM CST 4:30 PM CST 3:00 PM CST 1:00 PM CST 4:30 PM CST
Memorial Day - May 27 CLOSED CLOSED CLOSED CLOSED CLOSED
Juneteenth - June 19 CLOSED CLOSED CLOSED CLOSED CLOSED
Independence Day (Early Close) - July 3* 12:30 PM CST 4:30 PM CST 3:00 PM CST 1:00 PM CST 4:30 PM CST
Independence Day - July 4 CLOSED CLOSED CLOSED CLOSED CLOSED
Labor Day - Sept. 2 CLOSED CLOSED CLOSED CLOSED CLOSED
Columbus Day/Indigenous Peoples' Day - Oct. 14 CLOSED CLOSED CLOSED CLOSED CLOSED
Veteran's Day - Nov. 11 CLOSED CLOSED CLOSED CLOSED CLOSED
Thanksgiving - Nov. 28 CLOSED CLOSED CLOSED CLOSED CLOSED
Thanksgiving (Day After) - Nov. 29* 12:30 PM CST 4:30 PM CST 3:00 PM CST 1:00 PM CST 4:30 PM CST
Christmas Eve, Dec. 24* 12:30 PM CST 2:00 PM CST 1:00 PM CST 1:00 PM CST 2:00 PM CST
Christmas - Dec. 25 CLOSED CLOSED CLOSED CLOSED CLOSED
Tuesday, Dec. 31* 12:30 PM CST 4:30 PM CST 3:00 PM CST 1:00 PM CST 4:30 PM CST

*No prepayments will be allowed on abbreviated holidays