Our journey to eNotes is finally complete – all we need is you! Federal Home Loan Bank of Des Moines is accepting residential mortgage eNotes (Electronic Promissory Notes) as collateral – saving you time and money.
Experience all eNotes has to offer. Below you will find ways to educate, explore and begin enrollment.
What is an eNote?
| WHAT AN eNOTE IS: |
WHAT AN eNOTE IS NOT: |
| A promissory note executed and signed electronically and stored in an eVault. |
A scanned image of a wet-ink signature. |
eNote Benefits
Faster funding
|
Reduced shipping and storage fees
|
Fewer errors
|
Improved audit trail
|
Borrower can review loan documents prior to closing
|
Faster and easier signing process
|
| Collateral Type |
Wet-Ink Notes |
eNotes |
| 1-4 Family Residential First Mortgage Loan |
1101 |
3101 |
| 1-4 Family Residential First Mortgage Loan – Nontraditional Loan |
1102 |
3102 |
| 1-4 Family Residential First Mortgage Loan – Subprime Loan |
1103 |
3103 |
| Government Insured – VA Home Loan |
1203 |
3203 |
| Government Insured – FHA Home Loan |
1205 |
3205 |
| 1-4 Family Residential Home Equity Mortgage Loan |
1414 |
3414 |
Are you ready to take the next step?
We’re here to walk you through set-up and answer any questions you might have.
VIEW eNOTES READINESS CHECKLIST
CONTACT US TODAY!