Key Elements to Accessing FHLB Des Moines Products & Services

last updated on Friday, May 17, 2024 in Member Services

The Federal Home Loan Bank of Des Moines is committed to our core mission of providing liquidity to our members and being available when you need us.

The key elements to accessing FHLB Des Moines products and services are as follows:   

Credit Capacity Determination
Each member has an assigned credit capacity. Our credit evaluation is primarily based upon a member’s capital adequacy, earnings, asset quality, liquidity, regulatory status, and, if available, external credit ratings. View member map of credit and collateral. 

Pledged Collateral
FHLB Des Moines is a secured lender. Members must pledge sufficient eligible collateral in order to use the Bank’s products and pledged loan collateral is periodically verified. Learn more. 

Business Hours
FHLB Des Moines has stated operating hours and can lend only during those hours. We recommend members make contingency plans for after-hours needs. See our hours of operation.

Supporting Members in Times of Stress
FHLB Des Moines has robust credit evaluation practices in place that are constantly reviewed under evolving market/business/environment conditions. We also maintain open and active dialogue with your primary regulator if you experience financial stress.

For additional information, please contact your relationship manager.