Educational Resources

Affordable Housing Video/Webinar Member Impact Fund - North Dakota FHLB Des Moines members and community partners describe the positive ways they have utilized the Member Impact Fund in North Dakota Mortgage Partnership Finance Video/Webinar New Mortgage Rate Relief Program Makes Homeownership More Affordable Launched in 2024, the Mortgage Rate Relief product was designed to make homeownership attainable for borrowers at or below 80% of the FHFA Underserved Areas Data, by permanently reducing their interest rate by approximately 2 percentage points lower than the current market rate. Affordable Housing Video/Webinar Webinar: Expanding Native Homeownership Opportunities with HeritageOne In this webinar, FHLB Des Moines and Freddie Mac discuss products to help increase access to affordable housing for Native People on tribal lands. Member Services Video/Webinar MCV: From Start to Finish This webinar will cover the core concepts you need to know about the MCV process – the who, what, where, when, why and how's of an MCV. Affordable Housing Whitepaper Down Payment Product Guide Access grant funds through FHLB Des Moines for down payment, closing costs and homeownership counseling for eligible households with incomes at or below 80% of area median income (AMI). Member Services Article Reporting and Pledging Loans in Forbearance Due to Bank Declared Disaster FHLB Des Moines is providing disaster recovery accommodation relief for impacted members chartered, domiciled, located or with loans originated in one of the impacted counties covered by recent FEMA disasters in Iowa and Minnesota as well as state declared disasters in Alasaka. Advances Article Time Deposits: Enough Already? Senior Relationship Manager John Biestman examines recent deposit trends and shares several strategies to consider when funding your balance sheet with duration certainly, topped off with a double discount. Advances Article Material Adverse Events: When and How to Report It is the responsibility of all members to report any material adverse change that has occurred that affects the member's financial condition. Member Services Article Key Elements to Accessing FHLB Des Moines Products & Services The Federal Home Loan Bank of Des Moines is committed to our core mission of providing liquidity to our members and being available when you need us. Explore the key elements to accessing FHLB Des Moines products and services. Advances Case Study Pocket Neighborhood Provides Affordable Homeownership Opportunities for Rural Iowa Maquoketa State Bank partnered with East Central Development Corporation to develop a pocket neighborhood with help from funds they received from the Affordable Housing Program. Affordable Housing Video/Webinar Affordable Housing Project Addresses Critical Housing Needs in Alaska Cook Inlet Housing Authority, a tribally-designated housing entity, revitalizes a brownfield site to create affordable senior housing in Eagle River, Alaska, using $650,000 Affordable Housing (AHP) grant in partnership with Northrim Bank Affordable Housing Video/Webinar Affordable Housing Project in Minneapolis Empowers Residents to Find their Place American Indian Community Development Corporation in partnership with Woodlands National bank utilize $800,000 Affordable Housing Program (AHP) grant from FHLB Des Moines to open Anishinabe III in Minneapolis, MN.