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Member Impact Fund - North Dakota Video/Webinar Member Impact Fund - North Dakota FHLB Des Moines members and community partners describe the positive ways they have utilized the Member Impact Fund in North Dakota New Mortgage Rate Relief Program Makes Homeownership More Affordable Video/Webinar New Mortgage Rate Relief Program Makes Homeownership More Affordable Launched in 2024, the Mortgage Rate Relief product was designed to make homeownership attainable for borrowers at or below 80% of the FHFA Underserved Areas Data, by permanently reducing their interest rate by approximately 2 percentage points lower than the current market rate. Pocket Neighborhood Provides Affordable Homeownership Opportunities for Rural Iowa Case Study Pocket Neighborhood Provides Affordable Homeownership Opportunities for Rural Iowa Maquoketa State Bank partnered with East Central Development Corporation to develop a pocket neighborhood with help from funds they received from the Affordable Housing Program. Affordable Housing Project Addresses Critical Housing Needs in Alaska Video/Webinar Affordable Housing Project Addresses Critical Housing Needs in Alaska Cook Inlet Housing Authority, a tribally-designated housing entity, revitalizes a brownfield site to create affordable senior housing in Eagle River, Alaska, using $650,000 Affordable Housing (AHP) grant in partnership with Northrim Bank Affordable Housing Project in Minneapolis Empowers Residents to Find their Place Video/Webinar Affordable Housing Project in Minneapolis Empowers Residents to Find their Place American Indian Community Development Corporation in partnership with Woodlands National bank utilize $800,000 Affordable Housing Program (AHP) grant from FHLB Des Moines to open Anishinabe III in Minneapolis, MN. Highlights from the Affordable Housing Program Video/Webinar Highlights from the Affordable Housing Program View three AHP stories illustrating the range of affordable housing solutions across our district. $1 Million to Benefit Red Lake Reservation Housing Authority Through Affordable Housing Program Case Study $1 Million to Benefit Red Lake Reservation Housing Authority Through Affordable Housing Program FHLB Des Moines supports affordable housing in Native American communities with a grant through partnership with First National Bank Bemidji that will support construction of new single-family units. Supporting Loan Demand in Rural Iowa: A Message from an Iowa Member Case Study Supporting Loan Demand in Rural Iowa: A Message from an Iowa Member In rural Iowa, access to liquidity is critical– not only to Iowa State Bank and Trust, but the employers, farmers, school districts and non-profits that rely on our employees' expertise and the bank's credit products.