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The Value of the DividendAdvances Article The Value of the Dividend As a customer, you have access to our full suite of products and services, education and much more. As a shareholder, you are entitled to a share of the Bank's profits which take the form of a cash dividend as well as a Community Investment Dividend. The Value of MembershipGeneral Article The Value of Membership Are you fully utilizing all of the benefits that come with being a member of Federal Home Loan Bank of Des Moines? Find out now.