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Down Payment Product GuideAffordable Housing Whitepaper Down Payment Product Guide Access grant funds through FHLB Des Moines for down payment, closing costs and homeownership counseling for eligible households with incomes at or below 80% of area median income (AMI). Hawaii Down Payment WebinarAffordable Housing Video/Webinar Hawaii Down Payment Webinar This webinar will explain opportunities to lend to Native Hawaiians on Hawaiian Home Lands, and using the Home$tart® Down Payment Product to increase your community impact. Engaging Native Voices has Proven Results for Indian CountryAffordable Housing Article Engaging Native Voices has Proven Results for Indian Country FHLB Des Moines Director Elsie Meeks reflects on the Bank's efforts to promote Native-led affordable housing and economic opportunity in Indian Country. Affordable Housing Program OverviewAffordable Housing Video/Webinar Affordable Housing Program Overview In this video, we illustrate how the Affordable Housing Program has helped strengthen the foundations of community throughout the 13 states and three US Pacific Territories we serve.